{"updated": "2026-09-27", "version": "2026-09-27", "title": "年金はいくらもらえるか（令和8年度）の早見表と出典", "how": "計算は GET /api/nenkin?nenshu=4000000&kosei_years=38&kokumin_years=40&claim_age=65&birth_year=1975&spouse=0 か、MCP の道具 nenkin。遺族は mode=izoku&nenshu=&kosei_years=&kids=&wife_age=。画面は /nenkin/ と /nenkin/izoku/", "sources": [{"name": "厚生労働省 令和8年度の年金額改定について（老齢基礎年金 満額 70,608円・モデル年金 237,279円・在職老齢年金 65万円）", "url": "https://www.mhlw.go.jp/stf/houdou/0000191631_00020.html"}, {"name": "日本年金機構 年金額の計算に用いる数値（報酬比例部分の乗率 5.481/1000・再評価率）", "url": "https://www.nenkin.go.jp/service/jukyu/seido/kyotsu/nenkingaku/20150401-01.html"}, {"name": "日本年金機構 年金の繰下げ受給（1か月 0.7%・最大 84%）", "url": "https://www.nenkin.go.jp/service/jukyu/seido/roureinenkin/kuriage-kurisage/20140421-02.html"}, {"name": "日本年金機構 年金の繰上げ受給（1か月 0.4%・最大 24%）", "url": "https://www.nenkin.go.jp/service/jukyu/seido/roureinenkin/kuriage-kurisage/20140421-01.html"}, {"name": "日本年金機構 加給年金額と振替加算（配偶者 423,700円・令和8年4月から）", "url": "https://www.nenkin.go.jp/service/jukyu/seido/roureinenkin/kakyu-hurikae/20150401.html"}, {"name": "日本年金機構 遺族年金ガイド 令和8年度版（遺族基礎年金 847,300円・子の加算・中高齢寡婦加算 635,500円）", "url": "https://www.nenkin.go.jp/service/pamphlet/kyufu.files/LK03-3.pdf"}, {"name": "日本年金機構 令和8年4月分からの年金額等について（年金生活者支援給付金 5,620円）", "url": "https://www.nenkin.go.jp/oshirase/taisetu/kojin/2026/202604/0401.html"}], "fetched": "2026-09-27", "license": "CC BY 4.0（数字）", "grid_month_at65": [{"nenshu": 2000000, "kosei_years": {"10": 79408, "20": 88200, "30": 97000, "38": 104033, "40": 105800}}, {"nenshu": 2500000, "kosei_years": {"10": 81608, "20": 92600, "30": 103600, "38": 112392, "40": 114592}}, {"nenshu": 3000000, "kosei_years": {"10": 83800, "20": 97000, "30": 110192, "38": 120750, "40": 123392}}, {"nenshu": 3500000, "kosei_years": {"10": 86000, "20": 101400, "30": 116792, "38": 129108, "40": 132183}}, {"nenshu": 4000000, "kosei_years": {"10": 88200, "20": 105800, "30": 123392, "38": 137467, "40": 140983}}, {"nenshu": 4500000, "kosei_years": {"10": 90400, "20": 110192, "30": 129992, "38": 145825, "40": 149783}}, {"nenshu": 5000000, "kosei_years": {"10": 92600, "20": 114592, "30": 136583, "38": 154183, "40": 158575}}, {"nenshu": 6000000, "kosei_years": {"10": 97000, "20": 123392, "30": 149783, "38": 170892, "40": 176175}}, {"nenshu": 7000000, "kosei_years": {"10": 101400, "20": 132183, "30": 162975, "38": 187608, "40": 193767}}, {"nenshu": 8000000, "kosei_years": {"10": 105800, "20": 140983, "30": 176175, "38": 204325, "40": 211358}}, {"nenshu": 10000000, "kosei_years": {"10": 114592, "20": 158575, "30": 202567, "38": 237750, "40": 246550}}], "claim_age_table": [{"age": 60, "factor": 0.76, "month": 104467, "year": 1253600, "breakeven": 80.8}, {"age": 62, "factor": 0.856, "month": 117675, "year": 1412100, "breakeven": 82.8}, {"age": 65, "factor": 1, "month": 137467, "year": 1649600, "breakeven": null}, {"age": 67, "factor": 1.168, "month": 160558, "year": 1926700, "breakeven": 78.9}, {"age": 70, "factor": 1.42, "month": 195208, "year": 2342500, "breakeven": 81.9}, {"age": 72, "factor": 1.588, "month": 218300, "year": 2619600, "breakeven": 83.9}, {"age": 75, "factor": 1.84, "month": 252933, "year": 3035200, "breakeven": 86.9}], "model_pension": {"nenshu": 5460000, "years": 40, "month_one_person": 166675, "mhlw_couple_month": 237279}, "izoku_month": {"nenshu": 4000000, "wife_age": 38, "rows": [{"kosei_years": 10, "kids0": 32992, "kids1": 123917, "kids2": 144233}, {"kosei_years": 20, "kids0": 32992, "kids1": 123917, "kids2": 144233}, {"kosei_years": 30, "kids0": 39583, "kids1": 130508, "kids2": 150825}]}, "note": "目安。令和8年度の額と厚労省のモデル年金と同じ式。再評価率の年差・経過的加算・免除の細目・税と保険料の天引きは含まない。正式な見込み額はねんきん定期便とねんきんネット"}